Unsecured Business Loan (SME Loans)

Collateral-free funding from ₹10 Lakhs to ₹5 Crore for growing businesses.
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Flexible Business Financing Solutions

Online Credit India offers customised MSME and SME loan solutions to support business growth, working capital needs, expansion, and project execution.

MSME Business Loan

Loan Amount : ₹10 Lakhs - ₹1 Crore

Collateral-Free

Tenure : 12 - 48 Months

Ideal for small businesses

Eligibility

2+ Years Business Vintage

₹50 Lakhs Turnover

650+ Credit Score

Apply MSME Loan
SME Business Loan

Loan Amount : ₹1 Crore - ₹5 Crore

Collateral-Free

Tenure: 12 - 60 Months

Ideal for growing enterprises

Eligibility

3+ Years Business Vintage

₹10 Crore Turnover

700+ Credit Score

Apply SME Loan

MSME vs SME Loan Comparison

Feature MSME Loan SME Loan
Loan Amount ₹10L - ₹1Cr ₹1Cr - ₹5Cr
Tenure 12 - 48 Months 12 - 60 Months
Business Vintage 2+ Years 3+ Years
Turnover ₹50L+ ₹10Cr+
Credit Score 650+ 700+

Key Features & Product Facilities

No collateral required
₹10L to ₹5Cr loan range
12 to 60 months tenure
Flexible fund usage
Quick loan processing
Minimal document needed
Attractive interest rates
Available across India
Product Suggestion by Expert

Eligible Business Segments

Manufacturers
Service Providers
Traders & Wholesalers
Retail Businesses
EPC Contractors
Import-Export
E-commerce Sellers
Travel Agencies

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Submit Loan Inquiry Form and our team will contact you for further process.

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